Our experienced, specialized underwriters and insightful analytical tools provide expert risk management solutions for the life sciences industry.
Coverage Features
- Claims-made coverage on a primary or follow form excess basis
- Defense costs apply within the limits of liability and the deductible/retention
- Blanket clinical trial coverage available
- Affirmative coverage for punitive damages with most favorable venue language
- Blanket additional insured coverage where required by contract or agreement is available
- Worldwide coverage territory options available
- Distributors, medical sales consultants, scientific advisory boards, clinical trial contractors, clinical investigators, and site management organizations insured where the coverage is required to be provided by written contract or agreement
- Good Samaritan coverage
Coverage Options
- Products/completed operations
- Clinical trials
- Errors and omissions
- Commercial general liability
Eligible Risk Classes
- Clinical trials
- Specialty pharmaceuticals
- Generic pharmaceuticals
- Biotechnology
- Medical device manufacturers
- Contract research organizations
- Site management organizations
Additional Considerations
- Self-insured retention options available
- Market competitive minimum premiums per million dollars of coverage
Limits
- $15 million available for both primary and excess