Risk Classes

TDC Specialty Underwriters provides a range of professional and management liability coverages to healthcare organizations:

Cyber Liability:

Healthcare and Managed Care

 

Complex Risks

Business Segment
Technical expertise and flexible platform creates solutions for a changing segment.

Eligible Risk Classes
Hospitals, physician groups, health systems; reinsurance of captives, freestanding ERP/tail, or other segments requiring non-traditional structures or creative solutions.

Limits
Primary, lead excess, capacity excess, and reinsurance—primary $1 million/$3 million; excess/umbrella $25 million; umbrella capabilities over ancillary coverages (auto liability, employer liability); separate limits per insuring agreement.

Complex Risks Product Details

Contacts
Steve Lubinsky
(860) 269-2820
steve.lubinsky@tdcspecialty.com

Jeff McDonald
(860) 269-2847
jeff.mcdonald@tdcspecialty.com

Long Term Care

Business Segment
Liability protection for healthcare operators serving the growing senior population.

Eligible Risk Classes
Skilled nursing facilities, assisted living facilities, memory care facilities, independent living facilities, continuing care retirement communities.

Limits
Primary $1 million/$3 million and $2 million/$4 million; $15 million in excess/umbrella capacity; separate limits per insuring agreement.

Long Term Care Product Details

Contacts
Tim Connolly
(860) 269-2802
tim.connolly@tdcspecialty.com

Brian Linda
(860) 269-2804
brian.linda@tdcspecialty.com

Jeff McDonald
(860) 269-2847
jeff.mcdonald@tdcspecialty.com

Medical Facilities

Business Segment
Third-party liability solutions for a wide variety of outpatient organizations.

Eligible Risk Classes
Ambulatory surgery centers, urgent care centers, x-ray/imaging facilities, emergency/non-emergency patient transport (including air ambulance), community health centers, dialysis centers, laboratories, pharmacies, home healthcare, rehabilitation facilities, hospice, non-physician medical staffing, behavioral health, substance abuse, pain management, and more.

Limits
Primary $1 million/$3 million and $2 million/$4 million; $15 million in excess/umbrella capacity; separate limits per insuring agreement.

Medical Facilities Product Details

Contacts
Eric Stimpert
(860) 269-2811
eric.stimpert@tdcspecialty.com

Paula Caballero
(860) 269-2830
paula.caballero@tdcspecialty.com

Bree Grimaldi
(860) 269-2834
bree.grimaldi@tdcspecialty.com

Jeff McDonald
(860) 269-2847
jeff.mcdonald@tdcspecialty.com

Managed Care 

Business Segment
Straightforward approach to insuring a broad spectrum of risks facing healthcare arrangers and service providers.

Eligible Risk Classes
Health plans, HMOs, PPOs, IPAs, PHOs, ACOs, MSOs, ASOs.

Limits
$15 million available for both primary and excess.

Managed Care Product Details

Contacts
Susan Angelo
(860) 269-2827
susan.angelo@tdcspecialty.com

Laura Williams
(860) 269-2828
laura.williams@tdcspecialty.com

Jeff McDonald
(860) 269-2847
jeff.mcdonald@tdcspecialty.com

Direct retail broker access available upon request.

Non-Standard Physicians

Business Segment
High-quality solutions for those who have difficulty finding coverage in standard markets.

Eligible Risk Classes
Physicians and surgeons, podiatrists, dentists.

Limits
Primary $100,000/$300,000; $250,000/$750,000; $500,000/$1.5 million; $1 million/$3 million; $2 million/$6 million.

Non-Standard Physicians Product Details

Contacts
Cheri Priddy
310.492.4927
cheri.priddy@tdcspecialty.com

Steve Spina
(860) 269-2825
steve.spina@tdcspecialty.com

Life Sciences

Business Segment
Liability protection for products/completed operations, errors and omissions, and clinical trials across the industry spectrum.

Eligible Risk Classes
Clinical trials, specialty and generic pharmaceuticals, biotechnology, medical device manufacturers, contract research organizations, site management organizations.

Limits
$15 million available for both primary and excess.

Life Sciences Product Details

Contacts
Karen Mahoney
(860) 269-2831
karen.mahoney@tdcspecialty.com

Tristan Gabriel
(860) 269-2809
tristan.gabriel@tdcspecialty.com

Management Liability 

Business Segment
Liability protection for directors & officers, employment practices, and fiduciary exposures.

Eligible Risk Classes
Non-profit hospitals and health systems, non-profit and privately-owned medical facilities, physician group practices, non-profit and private for-profit managed care organizations, long term care facilities.

Limits
$15 million in available capacity on primary and/or excess basis; separate or shared limits per coverage part available.

Management Liability Product Details

Healthcare Contacts
Kristen Mielert
(860) 269-2816
kristen.mielert@tdcspecialty.com

Tristan Gabriel
(860) 269-2809
tristan.gabriel@tdcspecialty.com

Managed Care Contacts
Susan Angelo
(860) 269-2827
susan.angelo@tdcspecialty.com

Laura Williams
(860) 269-2828
laura.williams@tdcspecialty.com

Cyber Insurance 

Business Segment
Flexible, integrated solutions and services for the healthcare industry.

Eligible Risk Classes
Medical facilities, physician groups, long term care facilities, hospitals and health systems, managed care organizations.

Limits
Ability to offer primary, lead excess, and capacity excess; primary limits up to $5 million; excess limits up to $10 million.

Cyber Insurance Product Details

Contacts
Rachel Patrizzo
(860) 269-2814
rachel.patrizzo@tdcspecialty.com

Tristan Gabriel
(860) 269-2809
tristan.gabriel@tdcspecialty.com

About TDC Specialty Underwriters

TDC Specialty Underwriters is a subsidiary of The Doctors Company, the nation's largest physician-owned medical malpractice insurer. Read more about The Doctors Company and its mission to relentlessly defend, protect, and reward the practice of good medicine.

News

TDC Specialty Underwriters now offers a comprehensive suite of cyber insurance coverages with risk management and mitigation tools to address cyber risk exposures faced by the healthcare industry.

TDC Specialty Underwriters announces it has joined OmniSure Consulting Group to provide our insureds with the best combination of specialized medical professional liability coverage and clinical risk support. Read the press release.

© 2018 TDC Specialty Insurance Company. All rights reserved. | Legal Notices and Privacy Policy

This communication contains product summaries only. Coverage is subject to the language of the policy as actually issued. Coverage, policy terms and availability may vary by state. The Doctors Company does not underwrite Excess and Surplus lines insurance. Certain coverages may be provided through surplus lines insurance subsidiaries of The Doctors Company through licensed surplus lines brokers. Coverages may be underwritten by TDC Specialty Insurance Company or TDC National Assurance Company, wholly owned subsidiaries of The Doctors Company.

TDC Specialty Underwriters, Inc., in California: dba Insurance City Solutions, License #0L85833